Are You Ready?

The State of California has developed a non-profit website to help consumers navigate the overwhelming and costly issue of long-term care. They offer planning tools, brochures, calculations, and information on long term care insurance policies. As two out of three Californians are projected to need long-term care this information can help you make sure that you have prepared for the needs of yourself and your loved ones.

* The information contained in this Blog is intended for general information and educational purposes only and does not constitute legal advice or an opinion of counsel.

Tax Identity Awareness Week

As Tax season approaches make sure that you do not fall victim to the fraud and scams that abound. Listed below are some of the events that are being hosted by the Federal Trade Commission and its partners on how to minimize your risk what to do if your identity is compromised.

 
• January 26, 2 p.m. – an FTC webinar for consumers, co-hosted AARP’s Fraud Watch Network and Tax Aide Program. Learn how tax identity theft happens and what you can do if it happens to you.

 
• January 27, 11 a.m. – the FTC and the Department of Veterans Affairs (VA) will host a Twitter chat with information about tax identity theft for veterans. Join the conversation at #VeteranIDTheft.

 
• January 27, 2 p.m. – the FTC, TIGTA and the VA will host a webinar with information about tax identity theft for veterans.

 
• January 28, 1 p.m. – the FTC and the IRS will co-host a webinar with information to help victims of tax identity theft.

 
• January 29, 2 p.m. – the FTC and the Identity Theft Resource Center will co-host a Twitter chat about tax ID theft. Join the conversation at #IDTheftChat.

 
For more information on each of these events go to the Federal Trade Commission website. You can also visit www.IdentityTheft.gov, the government’s one-stop resource to help identity theft victims recover.

 
* The information contained in this Blog is intended for general information and educational purposes only and does not constitute legal advice or an opinion of counsel.

SCAM ALERT: Medicare Impostors

According to the Federal Trade Commission there is a new scam on the rise. Scammers are now calling and impersonating Medicare workers. They will claim that they need to verify your bank account number. They sound very sound convincing and act like it is an urgent matter.
Some of the scammers may even know the first few numbers of your account, and ask you to verify the rest. If you give them the rest of your number, they will use it to access your account to take your money.
The callers may say they lost your information and need it to deposit funds, provide additional benefits, or send you a new Medicare or prescription card. They will assure you there’s no charge and threaten that your benefits will be cut off if you don’t give them your bank account information right away.
This is a scam to steal your money. Medicare will never call you and ask for your bank account information.
* The information contained in this Blog is intended for general information and educational purposes only and does not constitute legal advice or an opinion of counsel.

Limitations to the End Of Life Option Act

In May of 2016, the End Of Life Option Act, that was approved by the Governor on October 5, 2015, will became law. This act will replace Part 1.85 of the current California Health and Safety Code commencing at section 443. This new law allows an adult, who has been determined to be suffering from a terminal illness to request a prescription (referred to as an “aid-in-dying drug”) to end his or her life, under certain conditions.
I have already received requests from several clients to include their wish that their agent under their advance health care directive be authorized to make this request on their behalf. Unfortunately, 443.2 (c) specifically states, “A request for a prescription for an aid-in-dying drug under this part shall be made solely and directly by the individual diagnosed with the terminal disease and shall not be made on behalf of the patient, including but not limited to, through a power of attorney, an advance health care directive, a conservator, health care agent, surrogate, or any other legally recognized health care decision maker” (emphasis added).
* The information contained in this Blog is intended for general information and educational purposes only and does not constitute legal advice or an opinion of counsel.